If you are like most people, then you are probably trying to save all of the money that you can. However, saving money is hard when you have a-lot of bills to pay. You are probably paying spending too much money on some of your monthly bills. You are probably overpaying for the following bills:
Cell phones are a necessity in today’s society. However, there is no need for you to spend an arm and a leg on your monthly bill. There was a report done by the CTIA Wireless Association in 2012 that showed that the average cost of a cell phone bill in America was 71 per month. Therefore, if you are spending more than 100 per month on your cell phone bill, then you are spending way too much.
You can save money on your cell phone by shopping around and comparing the price of various cell phone companies. You may also want to consider getting a pre-paid cell phone. Additionally, you may want to consider getting rid of extra features, such as the Internet.
Your Car Insurance
Car insurance typically ranges from 60 to 80 per month for one car. You can save money by shopping around and getting quotes from different companies. This website, http://www.shop-carinsurance.net/car-insurance-quotes.html, makes it very easy for you to find quotes. The site also compares ways to save money by increasing your deductible, installing safety gear on your vehicle and taking a defensive driving course.
The cost of electricity bill can vary. Some people are spending as little as 30 per month while others are spending over 300 per month on their electric bill. Your air conditioner is one of the biggest factors that determines the cost of your electricity bill. You should turn your air conditioner up a little higher during the winter months and a little bit lower during the winter months. You can also save money by unplugging your appliances when they are not in use.
The average internet bill is around 30 per month. If you are paying more than that, then you are paying too much. You may want to consider getting your home phone, internet and cable all on one bill. Buying a bundle plan will help you save a lot of money. In fact, there are some bundle plans that only cost 99 per month.
Your Health Insurance Bill
The average annual cost of health insurance for a family of four is around 4,316 per month. The average annual cost of health insurance for a single person is 961. You should shop around for health insurance. You can also save money on health insurance by keeping yourself healthy.